I need to sort out my finances

Sorry this is not the goal for the blog, it’s just where I can write, break things down and really think. I have subscriptions coming out of my account which I don’t even know what it’s for.

I have made £11,000 this year and I only have around £100 in savings, mostly from wreckless spending, alcohol and being forced to pay off close friends debts they got gambling with loan sharks.

This blog cost around £4.85 a month in total. I then other costs totalling to £563.85 a month on a £1400 paycheck leaving me with around £871 left over.

So if I throw £100 in commodities, £100 into ETFs, £550 into high interest savings that will leave me with £95.85 left over to do what I like whilst saving £750.

I should be fine as long as I don’t waste it on wrecklessness, drugs and alcohol.

I want to buy a new laptop as this one is old and very slow, but I think it’ll have to wait, i’m going to throw Zorin OS on it and hope it speeds up.

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